Sep 11th, 2006, 09:51pm
Having had too many tickets myself and frnd like Piyush who has a record of getting one ticket per month, i have learnt the following technique which can help you avoid your ticket raising your auto insurance. Whenever you write a cheque for speeding/other ticket make sure it few cents more than the actual value. Suppose its 125.20$ then write the cheque for 125.60$. DMV has to return you extra 40 cents before they can process your record and put it in their system. They cant make a cheque for less than a dollar. Unless they return your extra 40 cents your insurance would never increase, probably its a loophole in their system. I am nt 100% sure if its works but 90% it works. Before its fixed in their system, you can always take advantage of it. If you dont gain anything from anything then you also dont lose anything other than few cents
Also its always a good idea to contest your ticket no matter what. Either the cop wont appear or you will win the contest and in the worst case judge will reduce your fine :). If nothing works then you can always request the judge to take a class if you havnt taken any in the past one year.
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September 12th, 2006 at 11:08 pm
I bet it’d be really useful for Piyush!
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September 14th, 2006 at 7:06 pm
Different states have different rules of write-off amounts and every type of violation has a closure date. Beyond closure date, that automatically gets added to your dmv record. Every violation has a definted lifetime too. Some violations stay for your life time and some ride with you for 3-7 years based on the state and type. (Out of state speeding tickets generally dont add up your insurance).
A better option would be to contest. If you still end up paying for the violation, take a class and prevent it from adding your premium.
But nothing can help if you get one speeding ticket for 2 paychecks…
~RB
It is very risky to rely on that.
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September 14th, 2006 at 11:03 pm
Very useful info Ramesh…Thnks
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December 21st, 2007 at 1:27 am
“If nothing works then you can always request the judge to take a class…”
You really think it’d be a good idea requesting the judge to take a class?
I know what you meant but it’s just that it sounded the other way.
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December 21st, 2007 at 1:29 am
oops…looks like I forgot to close the html <i> tag…you might want to fix it..my bad.
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